An Act to Amend Title 5 of the Delaware Code Relating to Earned Wage Access Services Providers.
Reported from committee: it can still change before the session ends.
- Stage
- Reported from committee
- Started in
- Senate
- Sponsors
- 4
- Latest action
- Jun 18, 2025
What it does
Earned Wage Access (EWA) is a Fintech product that allows workers to voluntarily access the money they have already earned during a pay-period for work they have already completed, ahead of their scheduled payday. Users primarily access EWA services through a mobile app and are only able to withdraw wages their EWA provider has verified that they have already earned. This verification process, coupled with the fact that EWA transactions are non-recourse and credit-invisible make the product distinct from loans and credit cards. \r As an innovative financial product with distinct characteristics that do not fit within existing regulations, EWA requires a distinct regulatory framework.…
Where it stands
Introduced (Done)
Committee (Current step)
Floor (Not started)
Law (Not started)
What moved
Who is involved
Sponsors
The lawmakers who put their names on it, lead sponsors first.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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Where it goes next
While a bill can still move, the questions are about people and money in Delaware.