Relating to Insurance.

Requires homeowners insurance policies to permit an insured who sustains a total loss from a peril for which a state of emergency was declared to (1) apply additional living expenses benefits toward the lease of a housing unit to serve as the insured's temporary primary residence; (2) pay an advance of at least four months of additional living expenses benefits; and (3) provide additional living expenses benefits for a minimum of twenty-four months, subject to policy limits. Provides for extensions of additional living expenses benefits under certain conditions. Effective 7/1/2050. (HD1)