Comptroller of the Currency
The Office of the Comptroller of the Currency was created February 25, 1863, (12 Stat.
- Rules made final this year
- 14
- 10 proposed
- Organizations that lobbied it
- 221
- 2019 to 2026
Where its power comes from
An agency can act only where a law lets it. These are the laws its rules cite, where its rules live, and the bills that would change it.
Laws it carries out
The U.S. Code sections its rules of the last six years cite as their authority, most cited first, of 193.
- Authority to prescribe rules and regulations
- Federal savings associations
- Termination of status as insured depository institution
- Administrative provisions
- Powers and duties transferred
- Supervision of savings associations
- Appointment of examiners; examination of member banks, State banks, and trust companies; reports
- Regulations governing insured depository institutions
- 12 U.S.C. 1
- Source of strength
- Reports to Comptroller of the Currency
- 12 U.S.C. 1831p-1
Its rulebook
Where the rules it wrote these six years sit in the Code of Federal Regulations.
Track record
What it made final, the cases it brought, and where Congress moved to undo its work.
Latest final rules
The newest rules it made final.
- Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the CurrencyOct 23
- Unsafe or Unsound Practices, Matters Requiring Attention; CorrectionSep 22
- Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign BanksSep 14
- Unsafe or Unsound Practices, Matters Requiring AttentionSep 1
- Real Estate Lending Escrow AccountsJun 29
- Financial Data Transparency Act Joint Data StandardsJun 25
- Preemption Determination: State Interest-on-Escrow LawsMay 19
- Regulatory Capital Rule: Community Bank Leverage Ratio FrameworkApr 29
Congress moving to overturn its rules
5 disapproval resolutions this Congress under the Congressional Review Act; 1 passed at least one chamber and 1 became law, striking the rule.
- Overturn “Preemption Determination: State Interest-on-Escrow Laws”In committee
- Overturn “Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions”In committee
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the…Became law
- Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the…In committee
- Overturn “Quality Control Standards for Automated Valuation Models”In committee
Who runs it
Its leaders
- Jonathan GouldComptroller of the Currency for a term of five years
Who pays to be heard
- Chamber of Commerce of the U.S.A.$524M on reports naming it
- National Association of Realtors$148M on reports naming it
- Securities Industry and Financial Markets Association$57M on reports naming it
- Jonathan GouldComptroller of the Currency for a term of five years
- Department of the TreasuryThe department it sits in
- Chamber of Commerce of the U.S.A.Lobbied it, $524M
- National Association of RealtorsLobbied it, $148M
- Securities Industry and Financial Markets AssociationLobbied it, $57M
- Real Estate RoundtableLobbied it, $35.5M
Its leaders
The people the Senate last confirmed to its offices, one record per office. A confirmation date is not proof someone still serves.
Who tries to sway it
Who names it on federal lobbying reports, 2019 to 2026, and who used to work there. Naming an agency is the filer’s account of where work was aimed, not a record of a meeting.
Who pays to be heard
The biggest spenders on reports that name it. A report names several issues, so each figure is the whole report.
- Chamber of Commerce of the U.S.A.$524M
- National Association of Realtors$148M
- Securities Industry and Financial Markets Association$57M
- Real Estate Roundtable$35.5M
- Independent Community Bankers of America$34.9M
- National Multifamily Housing Council Inc.$31.6M
- AARP$30.3M
- Consumer Bankers Association$28.6M
- Financial Services Forum$19.7M
- Bank Policy Institute$18.8M
- United Services Automobile Association$16.4M
- Retail Industry Leaders Association$16.4M
- National Venture Capital Association$16.1M
- Leadership Conference on Civil and Human Rights$15.1M
- State Street Bank and Trust Company and Its Affiliates$12.7M
- National Association of Federally-Insured Credit Unions$11.4M
- Nationwide Mutual Insurance Company$10.7M
- Credit Union National Association. Inc. Dba America's Credit Unions$10.6M
- TD Bank, Na$10M
- Commercial Real Estate Finance Council$9.76M
Who files the lobbying
The firms on reports that name it, by how many clients they filed for.
- Allon Advocacy, LLC8 clients
- Brownstein Hyatt Farber Schreck, LLP6 clients
- Porterfield, Fettig & Sears, LLC5 clients
- Geoffrey P. Gray5 clients
- Sivon Natter & Wechsler, P.C.5 clients
- Rich Feuer Anderson4 clients
- RMP Strategies, LLC4 clients
- Sullivan & Cromwell LLP3 clients
- Invariant LLC3 clients
- Lavender Consultants3 clients
- Federal Hall Policy Advisors, LLC3 clients
- Forward Global3 clients
- Republic Consulting, LLC2 clients
- FS Vector LLC2 clients
- Capitol Counsel LLC2 clients
- Blue Ridge Law & Policy, P.C.2 clients
- BGR Government Affairs2 clients
- Dentons US LLP2 clients
- Mindset Advocacy, LLC2 clients
- The Vogel Group2 clients
Former staff now lobbying
Lobbyists whose filings list a past job here.
In the news
Reporting that may mention this subject. Possible matches are labeled.
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